Use our free Texas Paycheck Calculator to estimate your 2025 net pay. No state income tax in Texas. Calculate salary, hourly, or overtime pay with federal tax, Social Security & Medicare deductions included.
Paycheck Breakdown
Texas Paycheck Calculator – Take-Home Pay in Texas
Wondering how much of your salary you’ll actually take home in Texas? Use our free Texas Paycheck Calculator to instantly estimate your net pay after federal taxes, Social Security, and Medicare deductions. Since Texas has no state income tax, your paycheck stretches further than in most states.
How the Texas Paycheck Calculator Works
Our calculator uses your salary, hourly rate, pay frequency, and deductions to break down your paycheck:
- Gross Pay – Your total earnings before taxes.
- Federal Income Tax – Based on 2025 IRS tax brackets and your filing status.
- Social Security – 6.2% on wages up to $168,600 (2025 cap).
- Medicare – 1.45% on all wages (+0.9% surtax for high earners).
- Deductions – Retirement, insurance, HSAs, FSAs.
- Net Pay – Your real take-home amount.
Example: Biweekly Paycheck in Texas (2025)
Job: Full-time employee
- Annual Salary: $60,000
- Pay Frequency: Biweekly (26 checks/year)
- Filing Status: Single
Results:
- Gross Pay: $2,307.69
- Federal Tax: ~$210
- Social Security: $143
- Medicare: $33
- Net Pay: ~$1,922
👉 Compared to states with high income tax, a Texas worker at the same salary keeps $200–$300 more per paycheck.
Texas Payroll Facts (2025)
- State Income Tax: None ✅
- Minimum Wage: $7.25/hour (federal minimum)
- Social Security Wage Base: $168,600
- Medicare Surtax: 0.9% over $200,000 (single) / $250,000 (married)
- Average Effective Federal Rate (middle income): ~12%
FAQs – Texas Paycheck Calculator
Does Texas have a state income tax?
No. Texas is one of nine states with no state income tax. You only pay federal taxes, Social Security, and Medicare.
Why does my paycheck feel smaller than expected?
Even without state tax, federal tax, Social Security, Medicare, and personal deductions (insurance, 401k) reduce your take-home pay.
Can self-employed workers use this calculator?
Yes, but note that self-employed Texans must pay the entire 15.3% FICA tax (both employer and employee portions).
How accurate is this calculator?
It reflects the latest 2025 IRS tax brackets and FICA limits, updated annually. Actual pay may vary depending on employer-specific deductions.
The Texas Paycheck Calculator is an essential tool for planning your budget, comparing job offers, or tracking overtime pay. Since Texas has no state income tax, your take-home pay is often higher than workers in other states.
👉 Enter your salary details above and instantly see your paycheck breakdown.
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