Texas Paycheck Calculator

Yes. Texas is one of the few states with 0% state income tax on wages. The Texas Paycheck Calculator reflects this by showing $0 for the state tax line item.

Federal tax is progressive. If you earn a higher salary or have a “Single” filing status, your withholding increases. The calculator uses 2026 IRS brackets to determine this amount accurately.

Yes. You can input 401(k) as either a percentage of gross pay or a flat dollar amount. The calculator treats this as a pre-tax deduction, lowering your taxable income.

FICA stands for the Federal Insurance Contributions Act. It funds Social Security and Medicare. The Texas Paycheck Calculator automatically deducts 6.2% for Social Security and 1.45% for Medicare.

Yes. However, bonuses are often taxed at a flat supplemental rate of 22%. If you include it in regular pay, the calculator uses standard brackets, which may differ slightly from how your employer processes a separate bonus check.

Enter your regular hourly rate and the number of overtime hours. The Texas Paycheck Calculator automatically applies the 1.5x multiplier to the overtime hours.

While designed for employees (W-2), self-employed individuals can use it to estimate taxes. However, they should be aware they owe both the employer and employee portion of FICA (Self-Employment Tax), totaling 15.3%, which this standard calculator separates.

Use it whenever your financial situation changes: a raise, a new job offer, a change in benefit costs, or a change in family status (marriage/children).

Small variances occur due to rounding differences in payroll software or specific settings on your W-4 (like extra withholding) that you may not have entered into the calculator.

Yes. You can enter these as “Post-Tax Deductions.” The calculator will subtract them from your net pay after taxes are calculated.

Gross Pay is your earnings before any deductions. Net Pay is the actual amount deposited into your bank account. The Texas Paycheck Calculator shows the math between the two.

Yes. The tool utilizes projected 2026 tax brackets and standard deduction limits to provide the most relevant estimation for the upcoming year.

No. Unlike some states (like Ohio or Pennsylvania), Texas cities do not impose local income taxes. The calculator correctly excludes any local tax fields.

It affects your Federal Tax, not Texas tax (since Texas tax is zero). Filing “Married Filing Jointly” usually results in lower federal withholding than “Single,” increasing your net pay.