Florida Paycheck Calculator

No, Florida generally does not have local city or county income taxes on wages. The Florida Paycheck Calculator assumes zero local income tax, which is accurate for the vast majority of Florida municipalities.

Yes, high-quality calculators allow you to toggle between tax years. The Florida Paycheck Calculator 2026 version specifically uses the projected brackets for the 2026 tax year.

If your annual income is below the standard deduction (approx. $15,000 for singles in 2026), your taxable income is zero. The Florida Paycheck Calculator correctly shows $0.00 federal tax withholding in this scenario.

Yes. You can add a bonus to your gross pay. However, note that bonuses are often taxed at a flat 22% federal supplemental rate. The Florida Paycheck Calculator may use the aggregate method (adding it to regular pay) or the flat rate method depending on the specific tool settings.

Employer matches are not deducted from your pay; they are added to your retirement account. Therefore, the Florida Paycheck Calculator does not include the match in the calculations, only your employee contribution which reduces your taxable income.

If you work in Florida, you generally pay no state income tax on those wages. However, if you live in a taxable state, you may owe taxes to your home state. The Florida Paycheck Calculator only calculates the Florida side (0% state tax) and Federal tax.

This is a feature, not a bug. Once your YTD income hits the Social Security wage cap (approx. $176k+ for 2026), the Florida Paycheck Calculator correctly stops deducting the 6.2% tax, increasing your net pay for the rest of the year.

Yes, if you enter “Overtime Hours,” the Florida Paycheck Calculator typically applies a 1.5 multiplier to your hourly rate for those specific hours to determine accurate gross pay.

Enter medical, dental, and vision premiums in the “Pre-Tax Deductions” section. The Florida Paycheck Calculator subtracts these before calculating federal tax, giving you an accurate net result.

Yes, tips are taxable. You should add tip income to your gross pay. The Florida Paycheck Calculator will then calculate the appropriate FICA and federal withholding on the total of wages plus tips.

Self-employed individuals pay the full 15.3% SE tax. The standard Florida Paycheck Calculator is designed for W-2 employees (who pay half that). Self-employed users should look for a specific “Self-Employment Calculator” or mentally double the FICA amounts shown.