Use our Indiana Paycheck Calculator 2025 to instantly estimate your take-home pay. Enter your gross income, pay frequency, and deductions to see net pay after federal tax, Social Security, Medicare, Indiana state tax (flat rate), and county/local tax.
Paycheck Breakdown
How Indiana Paycheck Calculator Works
- Enter Income & Frequency
- Hourly or salary
- Pay period: weekly, biweekly, semimonthly, monthly
- Overtime hours or annual salary
- Add Deductions & Withholding
- Pre-tax (401(k), HSA, etc.)
- Post-tax (insurance, other deductions)
- Additional federal withholding if needed
- View Net Pay Breakdown
The tool shows:- Gross pay
- Federal income tax (2025 brackets)
- Social Security (6.2%)
- Medicare (1.45% + extra if applicable)
- Indiana state income tax
- County/local income tax
- Net pay
Indiana & Local Tax Details (2025)
- Indiana State Income Tax: Indiana uses a flat state income tax, currently at 3.05% of taxable income. However, legislation is active to gradually reduce this rate: Indiana is scheduled to lower the rate to 3.00% starting January 1, 2025.
- County / Local Income Tax (Local Income Tax, LIT): All 92 counties in Indiana impose a local income tax (LIT) in addition to the state tax. The average LIT rate is about 1.6%, and rates range broadly depending on county (some as low as ~0.5%, some up to ~3%).
- Combined Tax Burden (State + Local): For many Hoosiers, the combined state + local income tax falls in the range 4.5% – 5.5%, though it can vary.
Federal Taxes & Social Taxes (2025)
- Federal Income Tax: The calculator applies U.S. federal tax brackets for 2025 (10%, 12%, 22%, 24%, 32%, 35%, 37%) based on taxable income.
- Social Security (6.2%): Applied to gross (or taxable) wages up to the wage base limit.
- Medicare (1.45%): Applied on all wages; plus additional 0.9% for high earners beyond certain thresholds (e.g., incomes above $200,000).
Example Paycheck Breakdown
| Item | Rate/Description | Amount |
|---|---|---|
| Gross Pay | — | Auto-calc |
| Federal Tax | Based on brackets | Auto-calc |
| Social Security | 6.2% | Auto-calc |
| Medicare | 1.45% + extra if applicable | Auto-calc |
| Indiana State Tax | ~3.05% (or 3.0% in 2025) | Auto-calc |
| County / Local Tax | ~1.6% average (variable) | Auto-calc |
| Pre-Tax Deductions | User input | Auto-calc |
| Post-Tax Deductions | User input | Auto-calc |
| Net Pay | — | Auto-calc |
Example Scenario:
- Gross Monthly Pay: $5,000
- Pre-tax deduction: $200
- State tax 3.05%, county tax 1.6%
- Federal + social + medicare applied
You’d see net pay after all deductions and taxes in seconds.
Why Use the Indiana Paycheck Calculator 2025
- Accurate & Up-to-Date: Uses 2025 federal brackets and Indiana tax rate changes
- Local Precision: Accounts for county/local LIT variances
- Easy to Use: Supports different pay periods, deduction types, and additional withholding
- Downloadable Results: Export a summary and tax breakdown
- Free & No Data Storage: All calculations happen client-side
Frequently Asked Questions (FAQs)
Will Indiana’s state tax rate change in 2025?
Yes. Starting January 1, 2025, the state tax rate is scheduled to drop from 3.05% to 3.00%.
What is the average local (county) income tax in Indiana?
The average county LIT rate is about 1.6%, but each county sets its own rate (0.5%–3%).
Does this calculator apply Social Security and Medicare?
Yes — Social Security at 6.2% (up to wage cap) and Medicare at 1.45% (plus extra if applicable) are included.
Can I include deductions?
Absolutely. Enter pre-tax and post-tax deductions to get a precise net pay.
Do I need to know my county?
Yes for best accuracy. If you don’t, the tool might use an average local rate (≈ 1.6%) as a fallback estimate.
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