Calculate accurate deal costs and agent splits with our Dubai Real Estate Commission Calculator. Covers RERA rules, DLD fees (4%), VAT, and broker net income for 2026 transactions.
Deal inputs
Start with property price, Dubai commission rates, VAT and DLD transfer fee.
Your commission split
Optional pro view to see your personal net on either seller or buyer side.
Sample Dubai numbers are loaded below for instant preview.
Deal Totals
Seller Side Breakdown
Detailed costs deducted from the sale price.
Buyer Side Breakdown
Additional acquisition costs above the property price.
Agent Commission Snapshot
Net commission on the .
Commission & Cost Profile
Introduction to the Dubai Real Estate Commission Calculator
Navigating the Dubai property market requires precision, especially when it comes to financial planning. Whether you are a seasoned broker in Business Bay, a first-time buyer in Dubai Marina, or an investor looking at off-plan projects in Creek Harbour, understanding the exact breakdown of transaction costs is vital. The Dubai Real Estate Commission Calculator is designed to provide clarity in a market governed by specific RERA (Real Estate Regulatory Agency) guidelines and distinct commission structures.
In 2026, the Dubai real estate market continues to evolve with strict regulations on commission transparency and transaction fees. A simple miscalculation regarding VAT, DLD transfer fees, or brokerage splits can result in a significant financial discrepancy. The Dubai Real Estate Commission Calculator bridges this gap, offering a centralized tool to compute the “Agent Net” take-home pay after desk fees and the “Seller Net” proceeds after all deductions.
Why Dubai Sellers, Buyers & Agents Need Accurate Commission Calculations
Dubai’s real estate ecosystem operates on a high-value, high-volume model. With the standard seller commission legally recognized at 2% (plus VAT), and buyer commissions often mirroring this, the amounts involved are substantial. However, the gross commission is rarely what ends up in the bank account.
For agents, the Dubai Real Estate Commission Calculator is essential to determine actual earnings after splitting commissions with their brokerage (e.g., 50/50 or 60/40 splits) and paying franchise or portal fees. For sellers, using the Dubai Real Estate Commission Calculator ensures that the final cheque amount matches expectations, accounting for the 4% Dubai Land Department (DLD) fee, NOC fees, and trustee charges.
Who Should Use the Dubai Real Estate Commission Calculator
This tool is engineered for the specific stakeholders of the Dubai property market:
- Real Estate Agents (RERA Certified): To calculate their specific cut from a deal after brokerage deductions.
- Property Sellers: To understand the “Net to Seller” amount after deducting agency fees and transfer costs.
- Property Buyers: To estimate the “Total Cash Required,” including the property price, agency commission, DLD fees, and trustee fees.
- Brokerage Owners: To forecast revenue based on agent tiers and split structures.
What the Dubai Real Estate Commission Calculator Is
The Dubai Real Estate Commission Calculator is a specialized financial utility tailored to the unique regulatory framework of the United Arab Emirates. Unlike generic mortgage calculators found on US or UK websites, this tool is hard-coded with Dubai’s specific percentage norms, tax rates (VAT), and government levies.
Purpose of the Calculator for Dubai Agents, Sellers & Developers
The primary purpose of the Dubai Real Estate Commission Calculator is to eliminate ambiguity. In Dubai, a “2% commission” is never just 2%. It involves a 5% VAT component required by the Federal Tax Authority. Furthermore, transaction costs are often shared or shifted depending on the agreement (e.g., who pays the DLD fee). This calculator allows users to input these variables to see a realistic financial picture. For developers launching off-plan projects, the tool helps structure attractive commission packages for agents while maintaining profitability.
How the Tool Applies RERA Rules & Dubai Brokerage Standards
RERA mandates transparency in real estate transactions (Form A and Form B contracts). The Dubai Real Estate Commission Calculator aligns with these standards by strictly adhering to the permitted fee structures. It recognizes that while 2% is the standard market practice for ready properties, fees can be negotiable. The calculator applies these percentages against the property Sale Price to derive the exact Gross Commission, ensuring compliance with Dubai’s legal real estate framework.
What the Dubai Real Estate Commission Calculator Does
This powerful utility goes beyond simple multiplication. It acts as a comprehensive ledger for a potential property deal.
Calculates Seller & Buyer Agent Commission in Dubai
In many Dubai transactions, two agents are involved: one representing the seller (listing agent) and one representing the buyer. The Dubai Real Estate Commission Calculator can split the total commission pot or calculate individual side commissions. For example, on a 2 Million AED sale, it calculates the standard AED 40,000 fee for the seller’s agent and the corresponding fee for the buyer’s agent, adding the mandatory 5% VAT to both.
Supports Off-Plan, Ready, Secondary Market & New Projects
Commission structures vary significantly between ready properties and off-plan projects. Ready properties usually command a 2% fee from the buyer and 2% from the seller. However, off-plan projects sold directly from developers (like Emaar, Damac, or Nakheel) often pay the agent a higher percentage (ranging from 2% to 7%) without charging the buyer a commission. The Dubai Real Estate Commission Calculator allows users to adjust these inputs to suit the specific asset class.
Applies Dubai Brokerage Splits, Desk Fees & Franchise Fees
For real estate agents, the “Gross Commission” is not their income. The Dubai Real Estate Commission Calculator applies the specific brokerage model. If an agent is on a 50% split, the calculator deducts the brokerage’s share. It can also account for fixed monthly “desk fees” or marketing contributions often charged by large franchise agencies in Dubai, providing a true “Net Agent Income.”
Outputs Dubai Seller Net Proceeds & Agent Net Income
Ultimately, the tool provides the two most critical numbers:
- Seller Net Proceeds: The final amount the seller receives via Manager’s Cheque at the Trustee Office.
- Agent Net Income: The actual wire transfer the agent receives from their agency at the end of the month.
Key Features of the Dubai Real Estate Commission Calculator
Input Options for Property Price, Commission %, Splits & Fees
Flexibility is key. The Dubai Real Estate Commission Calculator allows users to input the Property Price (AED), customize the Commission Percentage (defaulting to 2% but adjustable), and set specific Agent Splits (e.g., 50%, 60%, 70%).
Developer Commission, Agent Commission & Dual-Agency Support
Whether it is a secondary market transfer or a primary off-plan sale, the tool adapts. It supports “Dual-Agency” scenarios where one agent represents both parties (earning up to 4% total) or separate representation. It also handles “Developer Commission” inputs, which are crucial for agents focusing on new project launches.
Integration of Dubai Land Department (DLD) Transfer Fees
No calculation in Dubai is accurate without the DLD Transfer Fee. The Dubai Real Estate Commission Calculator automatically calculates this at 4% of the property value, a mandatory fee for title deed registration, ensuring the total cost of acquisition is accurate.
Dubai Real Estate Commission Structures Explained
Standard 2% Seller Commission in Dubai
By convention and general market practice in Dubai, the seller pays 2% of the property value to the listing agency. On a property worth AED 3,000,000, this equates to AED 60,000. This fee is subject to 5% VAT. The Dubai Real Estate Commission Calculator defaults to this standard but allows for negotiation adjustments.
Buyer Agent Commission Norms (Often 2%, Negotiable)
Similar to the seller, the buyer typically pays a 2% agency fee. In highly competitive markets, or for high-value luxury transactions in areas like Palm Jumeirah, this fee might be negotiated down, or the buyer’s agent might agree to split the 2% listing fee with the seller’s agent. The calculator accommodates these variations.
Developer-Paid Commission on Off-Plan Projects
In the primary market, buyers rarely pay commission. Instead, developers incentivize agents with higher payouts. Commissions can range from 2% for high-demand units to 6% or 7% for new launches or slower-moving inventory. The Dubai Real Estate Commission Calculator is vital for agents comparing the profitability of selling off-plan versus ready units.
Commission Limits Under RERA Guidelines
While RERA does not explicitly cap commissions at 2% by law, this figure is the accepted market standard enforced via Form A (Seller) and Form B (Buyer) contracts. Any commission above this must be explicitly agreed upon in writing. The calculator operates within these standard bounds to ensure users generate realistic estimates.
Brokerage Split Structures in Dubai Agencies
Dubai agencies operate on various models:
- 50/50 Split: Common for junior agents (Agent keeps 50%).
- Commission Only (High Split): Senior agents may keep 70% or 80% but pay their own marketing and visa costs.
- 100% Model: The agent keeps 100% of the commission but pays a high monthly “desk fee” to the agency. The Dubai Real Estate Commission Calculator features a “Split” input field to handle these diverse income models.
Franchise Fees & Portal Fees in Dubai
Top-tier agencies may deduct a percentage off the top for franchise royalties (e.g., 5-10%) or charge agents for listings on portals like Bayut and PropertyFinder. The calculator’s logic includes provisions for these operational deductions to refine the Net Agent Income.
Dubai Property Transaction Costs That Affect Seller Net
DLD Transfer Fee (4%) + Admin Fees
The largest cost in any Dubai property transaction is the Dubai Land Department Transfer Fee, fixed at 4% of the sale price. While legally split 50/50 between buyer and seller, market practice usually dictates the buyer pays the full 4%. The Dubai Real Estate Commission Calculator allows users to toggle who pays this fee to see how it impacts the Seller Net.
Trustee Office Transfer Fees
Property transfers in Dubai occur at Registration Trustee offices. The standard fee is AED 4,000 + VAT for transactions over AED 500,000, and AED 2,000 + VAT for transactions below that. This is a hard cost often overlooked without a calculator.
NOC Fees (AED 500 – AED 5,000)
To sell a property, the seller must obtain a No Objection Certificate (NOC) from the developer (e.g., Emaar, Dubai Properties). This confirms no service charges are outstanding. The fee ranges from AED 500 to AED 5,000 depending on the developer, which the calculator can deduct from the seller’s proceeds.
Mortgage Registration Fees & Bank Charges
If the buyer is using a mortgage, they must pay a Mortgage Registration Fee of 0.25% of the loan amount to the DLD. The Dubai Real Estate Commission Calculator notes these costs to ensure the Buyer’s “Cash Required” figure is accurate.
Service Charge & Utility Adjustments
Upon transfer, sellers must clear all service charges. Often, they have paid in advance for the quarter or year. The buyer effectively “reimburses” the seller for the pro-rated prepaid period. While variable, this impacts the final settlement cheque.
How the Dubai Real Estate Commission Calculator Works
Required Inputs: Community, Type, Price, Commission %, Splits & Fees
To get a precise result, the user inputs the property value (e.g., AED 1,500,000), the commission rate (e.g., 2%), and their internal brokerage split (e.g., 50%). Optional fields include NOC fees and conveyancing costs.
Step-By-Step Commission Breakdown (Buyer/Seller/Broker)
- Gross Commission Calculation: Price * Commission %.
- VAT Addition: Gross Commission * 1.05.
- Broker Split: Gross Commission * Agent Share %.
- Deductions: Subtracting desk fees or referral fees.
How Final Seller Net & Agent Net Income Are Calculated in Dubai
For the seller, the calculator takes the Sale Price and subtracts: Seller Commission, Seller Share of DLD (if any), NOC fees, and Mortgage Discharge fees. For the agent, the calculator takes the Total Gross Commission and multiplies it by their Split Percentage, providing the exact Dirham amount they will earn.
Dubai Real Estate Commission Calculator Example
Example: AED 2,500,000 Villa in Dubai Hills Estate
Let’s assume a transaction for a villa in Dubai Hills Estate.
- Property Price: AED 2,500,000
- Seller Commission: 2%
- Buyer Commission: 2%
- Agent Split: 50%
Complete Breakdown: Commission, Broker Split, DLD Fees, NOC Fees
Using the Dubai Real Estate Commission Calculator:
- Seller Agency Fee: AED 2,500,000 * 0.02 = AED 50,000 (+ AED 2,500 VAT).
- Buyer Agency Fee: AED 2,500,000 * 0.02 = AED 50,000 (+ AED 2,500 VAT).
- DLD Fee (4%): AED 2,500,000 * 0.04 = AED 100,000 (+ AED 580 Admin).
- Trustee Fee: AED 4,000 + VAT = AED 4,200.
- NOC Fee: Estimated AED 2,000.
Final Seller Net & Agent Take-Home Interpretation
- Seller Net: If the seller pays their own commission and NOC, the net is AED 2,500,000 – AED 52,500 (Comm+VAT) – AED 2,000 (NOC) = AED 2,445,500.
- Agent Net: The Listing Agent generated AED 50,000 gross. On a 50% split, the agent takes home AED 25,000.
Practical Applications of the Dubai Real Estate Commission Calculator
Sellers Estimating Net Before Listing
Before signing Form A, sellers use the calculator to determine if the selling price covers their original purchase costs and exit fees.
Agents Modelling Income Under Different Split & Desk Fee Models
Agents negotiating new contracts with brokerages use the tool to see if a “50% split with no desk fee” is better than an “80% split with a AED 5,000 monthly desk fee.”
Developers Testing Commission Structures for Off-Plan Launches
Developers use the logic within the Dubai Real Estate Commission Calculator to simulate how attractive their commission offers look to brokers compared to the secondary market.
Investors Evaluating Dubai Transaction Costs
Investors use the tool to calculate ROI by understanding the full “Entry Cost” (Price + DLD + Comm + Fees) rather than just the asset price.
Advantages of the Dubai Real Estate Commission Calculator
Accurate Dubai-Specific Commission & Fee Estimates
Unlike generic tools, this calculator includes the specific 4% DLD fee, 5% VAT, and trustee structures unique to Dubai.
Supports Off-Plan, Secondary, Luxury & Investment Properties
It is versatile enough to handle a studio in JVC or a mansion in Emirates Hills, adjusting for the scale of fees and commissions accordingly.
Helps Sellers & Agents Make Data-Driven Decisions
By visualizing the numbers, stakeholders can negotiate more effectively. A seller might agree to a lower price if the buyer agrees to pay the agency commission, a scenario the calculator can model instantly.
Common Mistakes Using the Dubai Real Estate Commission Calculator
Forgetting 4% DLD Transfer Fee
The most common error is ignoring the 4% DLD fee. On a luxury property, this is a massive sum (e.g., AED 400,000 on a 10M property) that drastically changes the Buyer’s Cash Requirement.
Missing NOC Fees or Mortgage Charges
Users often overlook the smaller fees like NOC (up to AED 5,000) or mortgage release fees, which can disrupt the final settlement if not accounted for.
Using Non-Dubai Commission Rates
Applying US-style 6% commissions or UK-style flat fees will result in incorrect data. The calculator restricts inputs to realistic Dubai norms.
Limitations of the Dubai Real Estate Commission Calculator
Developer Incentives May Vary
While the tool handles percentages, some developers offer non-monetary incentives (trips, luxury watches) or “kicker” bonuses for volume sales that a simple calculator cannot predict.
Some Agency Marketing Fees May Not Auto-Populate
Agencies often have bespoke “marketing retainers” or visa deductions that vary by individual contract, requiring manual adjustment in the calculator.
Accuracy Factors for Dubai Commission Calculations
Correct Commission Rate & Split Input
The output is only as good as the input. Users must know their exact split (e.g., 55% vs 50%) to get the correct Agent Net.
Accurate DLD Fees & NOC Fee Estimates
Using current DLD rates (4%) is crucial. The calculator assumes standard rates, but exemptions (rare) or increases must be noted.
Proper Buyer vs Seller Commission Attribution
Ensuring the calculator knows if the deal is a “Shared Deal” (two agents) or a “Direct Deal” (one agent) is vital for the commission split logic.
Dubai Real Estate Commission Rules & Regulations
RERA Commission Rules
RERA dictates that agents cannot claim commission if they do not hold a valid RERA card and if they do not have a signed Form A (Seller) or Form B (Buyer).
Dubai Land Department Requirements
The DLD requires all fees (4% Transfer Fee) to be paid via Manager’s Cheque at the time of transfer. The calculator highlights this cash requirement.
Off-Plan Registration Requirements (Oqood)
For off-plan properties, a 4% Oqood registration fee applies (similar to DLD fee). The Dubai Real Estate Commission Calculator treats this effectively the same as the transfer fee for calculation purposes.
Troubleshooting Dubai Commission Calculation Issues
Incorrect Split Input Causing Wrong Agent Net
If your net income looks too high, check if you deducted the VAT from the Gross Commission before applying the split. The brokerage splits the Net Commission (ex-VAT).
Missing DLD or NOC Fees Leading to Wrong Seller Net
If the seller’s final cheque is short, it is usually because the NOC fee or pro-rated service charges were deducted at the trustee office.
Wrong Commission Percentage Causing Calculation Errors
Ensure you are not inputting the “Total Commission” (4%) into the “Seller Side” field (2%), which would double the estimated cost.
FAQs – Dubai Real Estate Commission Calculator
What is the officially recognized real estate commission structure in Dubai?
While RERA does not explicitly cap commissions by law, the standard market practice for secondary market (resale) transactions is a 2% fee payable by the seller and a 2% fee payable by the buyer, calculated on the final sale price. Both fees are subject to a mandatory 5% Value Added Tax (VAT).
Who is legally liable for the Dubai Land Department (DLD) Transfer Fee?
According to DLD regulations, the 4% Transfer Fee is technically a shared liability between the buyer and seller (50/50). However, in the vast majority of Dubai real estate transactions, it is customary practice for the buyer to bear the entire 4% cost unless explicitly negotiated otherwise in the Form F (MOU).
How does the calculator account for ‘Registration Trustee’ fees?
The calculator applies the standard Trustee Office fees which are payable upon transfer. As of 2025, the fee is AED 4,000 plus VAT for transactions equal to or exceeding AED 500,000, and AED 2,000 plus VAT for transactions below this threshold.
Does this tool apply to commercial and industrial property transactions?
Yes. The 4% DLD Transfer Fee and the standard agency commission models generally apply to commercial assets (offices, warehouses, retail). However, commercial leases often attract higher agency fees (typically 5% to 10% of the annual rent) compared to residential leases.
Why is there a discrepancy between Gross Commission and Agent Net Income?
Gross Commission represents the total fee paid by the client to the real estate agency. Agent Net Income is the individual broker’s share after deducting the brokerage’s split (e.g., 50%), any fixed desk fees, visa costs, and marketing contributions as per their employment contract.
Are No Objection Certificate (NOC) fees standardized across all developers?
No. NOC fees vary significantly by developer and are not regulated by a fixed government cap. Major developers like Emaar, Nakheel, and Dubai Properties typically charge between AED 500 and AED 5,000. This fee must be paid by the seller to clear any outstanding service charges before the transfer can proceed.
What is the ‘Form A’ and why is it critical for commission entitlement?
Form A is the RERA-mandated listing contract between a seller and a real estate agency. Without a valid, signed Form A linked to the broker’s RERA license, an agent legally cannot advertise a property or claim a commission fee in the event of a dispute.
How are commissions handled for off-plan property purchases?
In the primary (off-plan) market, the buyer generally does not pay an agency commission. Instead, the developer pays the brokerage a fee ranging from 2% to 7% of the property value. The buyer is still responsible for the 4% DLD fee (often referred to as Oqood registration) unless a waiver promotion is active.
Does the calculator factor in Mortgage Registration fees?
Yes. If a buyer utilizes financing, the DLD charges a Mortgage Registration Fee of 0.25% of the total loan amount, plus a standard admin fee (approx. AED 290). This is a distinct charge separate from the 4% Transfer Fee.
Can real estate commissions be negotiated under RERA rules?
Yes. Commission rates are not fixed by statute. They are a matter of contract between the client and the broker. However, once agreed upon and documented in Form A (Seller) or Form B (Buyer), the rates become legally binding.
What is the difference between DLD fees and Oqood fees?
The DLD Transfer Fee (4%) applies to completed properties with a Title Deed. The Oqood Fee (also 4%) applies to off-plan properties that do not yet have a Title Deed. Both serve as the registration tax for the property, but Oqood is specifically for the pre-registration of units under construction.
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