New York City Paycheck Calculator

Most standard NYC calculators focus on the 5 boroughs. However, comprehensive versions often include a toggle for Yonkers residents, who pay a surcharge on top of NYS tax.

The calculator uses the most current projected data based on inflation adjustments. Official 2026 IRS and NYS tax tables are typically finalized in late 2025.

NYC has its own progressive income tax reaching nearly 4%. This is in addition to NYS tax. The New York City Paycheck Calculator highlights this specific deduction.

Yes, most iterations of the New York City Paycheck Calculator allow you to add “Supplemental Pay” or “Bonuses,” which are often withheld at a flat 22% federal rate.

Yes. If you work in NYC but live elsewhere (e.g., Long Island), you generally do not pay NYC City Tax (though you may pay IT-2104.1 non-resident taxes). You can toggle “NYC Resident” to “No” in the calculator to see the difference.

Yes, accurate calculators project the increase in the Social Security wage base (estimated over $176k for 2026) to ensure high earners stop paying the 6.2% tax at the correct time.

Enter the percentage of your gross pay you contribute. The New York City Paycheck Calculator will deduct this from your taxable income for Federal/State/City tax purposes, but not for FICA.

Yes. If you pay for a MetroCard or LIRR pass pre-tax, enter this amount in the “Pre-Tax Deductions” field to lower your estimated tax liability.

Small differences can occur due to rounding methods (aggregate vs. percentage) used by payroll software. However, the New York City Paycheck Calculator should be within a few dollars.

Many calculators include a field for the standard small SDI deduction (often capped at $0.60/week in NYS).

You can use it to estimate taxes, but remember to double the FICA amount (Self-Employment Tax is 15.3%) if you are a contractor, as the standard employee view splits this cost.

Use it whenever your pay changes, tax laws change (annually in January), or you change your benefit elections (Open Enrollment).

Yes, selecting this status changes the federal and state brackets applied by the New York City Paycheck Calculator.